Hubbard County HRA Services
The Hubbard County HRA has created an In-House Rehabilitation Loan Program to assist low to moderate income households make necessary repairs to their homes to keep their home safe, healthy, and affordable.
Hubbard County HRA administers a down payment assistance program designed to promote home ownership. Through this program, the HRA offers loans up to $7500 that are deferred with no interest for five years. Repayment of the principal begins after 5 years at 4% interest.
The Hubbard County HRA owns and operates the Cornerstone Transitional Housing Program. In 1995 the HRA received deferred loan funds through the Minnesota Housing Finance Agency in order to build the eight-unit affordable housing development. Households pay 30% of their monthly income for rent, and receive case management services through Mahube-Otwa Community Council, Inc.
For additional information on the Cornerstone program contact Carolyn Pfeifer at (218) 732-9118.
For a Cornerstone application, please contact Mahube-Otwa Community Council, Inc. at (218) 732-7204.
Hubbard County HRA supports the home ownership education program provided by Headwaters Regional Development Commission through the HomeStretch program. HomeStretch provides information that helps households make informed decisions on when and if home ownership is the right decision, helping to ensure success for those who choose to take that step.
The HRA administers several contracts for deed for single family houses purchased and rehabilitated through the Minnesota Housing Finance Agency's homesteading program. Through this now-defunct program, rehabilitation homes were sold to lower income families who were unable to purchase a house without substantial assistance. MURL homes were sold to families with 0% interest loan.